Know what your cards will report — before they report it.
Sonar tracks credit-card positions for people who revolve by timing, not distress. It learns each card's statement close and projects what each card is on course to report — recurring charges included.
You're on the list.
One email when Sonar reaches the App Store. Nothing else.
Download on the App StoreOne number, computed before it happens.
The projection. Statement close decides reported utilization; the due date only prevents late fees. Sonar is built around the close.
Three things your bank app won't tell you.
The close decides.
A card reports at statement close, not at the due date. The due date prevents late fees; the close sets the utilization the bureaus see.
Committed is already in the number.
Recurring charges that land before a close are as real as posted ones. Sonar detects them and counts them ahead.
Your line, marked.
A threshold is personal policy, not folklore. Sonar draws yours on every card and says when a close will cross it.
Plate I. The close alert — composed the moment it is sent, so the numbers are current rather than frozen days earlier.